Guides

Clear answers for a confusing time.

Straightforward guides on injury claims, dealing with insurers, and protecting what you're owed. Written by attorneys, in plain English.

InsuranceSeptember 11, 2026

E-Bike Accident in California: Who Pays for Your Injuries

Hurt riding an e-bike, or hit by one, in California? How fault, insurance, and the 2026 e-bike rules shape an e-bike accident claim and who pays.

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InsuranceSeptember 10, 2026

Uber and Lyft Accidents in California: Which Policy Pays

Injured in an Uber or Lyft crash in California? Which policy pays turns on what the app was doing, and one key coverage shrank on January 1, 2026.

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ProcessSeptember 9, 2026

The Six-Month Government Claim Deadline in California

Hurt by a city bus, a public agency vehicle, or a badly maintained road? Your California government claim is usually due in six months, not two years.

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GuidanceSeptember 8, 2026

How Pain and Suffering Is Calculated in California

Adjusters talk about multipliers. California law does not. Here is how pain and suffering damages are actually valued, and what can erase them entirely.

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Car accidentsSeptember 7, 2026

Hit by a Driverless Car in California: Who Pays?

A robotaxi hit you and nobody was in the driver's seat. Here is who you claim against, the evidence the car already recorded, and the deadlines that apply.

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InsuranceSeptember 6, 2026

Hit by an Uninsured Driver in California: What to Do

The other driver has no insurance, or not nearly enough. Here is how uninsured and underinsured motorist coverage works in California and how to use it.

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Insurance tacticsJune 18, 2026

The Insurance Company's Playbook: 7 Tactics They Use to Pay You Less

Insurers follow a predictable script to reduce what they pay injured people. Here are the seven tactics, how to spot each one, and what to do instead.

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Insurance tacticsJune 17, 2026

Recorded Statement Traps: What the Adjuster Is Really Fishing For

Almost everyone gets the recorded statement call after an accident. Here is what the adjuster is actually trying to get you to say, and how to handle it.

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